Grow Your Wealth Using the Bank’s Money
Premium financing is a powerful strategy the wealthy have used for decades to grow assets tax-free, protect their legacy, and reduce taxes — now it’s available to you.
We partner with industry experts to make this strategy accessible for families, business owners, and high-net-worth individuals looking to protect and grow their wealth.
How Premium Finance Works
Keep Your Cash
You keep your cash and use the bank’s money to fund a life insurance policy.
Grow Tax-Free
The policy grows tax-free, creating both protection and wealth accumulation.
Policy Pays Loan
Over time, the loan is repaid using the policy’s value — leaving you with more wealth and a lasting legacy.
💡 It’s not magic — it’s strategy. And the wealthy have been using it for decades.
Advantage
Protect Your Assets.
Allow a Financial Institution to Support Your Policy.
Premium financing allows you to fund a large life insurance policy by covering only a portion of the cost yourself—typically for 5 to 8 years. The remaining premiums are financed through a third-party lender, giving you the ability to keep your own capital working elsewhere while still benefiting from a powerful, tax-advantaged insurance strategy.
Benefit
Establish a Tax-Free Retirement Income Flow
Valued in the Millions.
Using premium financing, your personal contribution is a minor fraction of the strategy’s total worth. By utilizing bank funding and allowing the policy to grow over time, many clients achieve substantial long-term, tax-free income, often far exceeding their initial investment. This method effectively builds retirement funds while preserving control and liquidity.
Feature
Expand Your Wealth on Your Terms.
Premium finance options are adaptable, offering a modest 2-payment plan or a fully funded 10-year schedule. Most policies skip medical exams and can be tailored to safeguard estate value, support charitable contributions, or boost liquidity for business succession.
Conclusion
Align with the Top 1% in Wealth Building.
Premium financing is a strategy favored by ultra-high-net-worth families, business owners, and physicians earning $250K+ annually. With our expertise and lending connections, this approach is now accessible to eligible individuals seeking to increase and secure their wealth with less effort and greater autonomy.
“With just a $300K investment, I was able to set up a strategy that will return over $16M in tax-free income and leave $20M to my kids. I wish I’d known about this 10 years ago.”
– High-Net-Worth Client
Want a Personalized Premium Finance Strategy?
Fill out the form below to see how premium financing could work for you.
